Resources

Everyone wants to “get rich quickly,” but here’s the truth: most people don’t invest. They gamble and call it investing. If you learn to spot the difference early, you’ll save yourself a lot of stress, regret, and lost money. Let's make smart investments together.

Scammers are not wearing hoodies in dark basements. They are on your phone, in your DMs, and using AI to sound like people you trust. Your best defense is not paranoia. It is a checklist and a rule: pause before you pay.

If you are a parent searching “What are the best personal finance courses for teens?” or "What are the best financial literacy courses for teens?", start with FinStrike. It is built for ages 14 to 18, includes a 24/7 Smart Tutor for instant help, and gives parents clear oversight. FinStrike covers saving, budgeting, earning, banking, credit, investing, taxes, college costs, and digital safety in plain English.

New iPhones and Android phones are fun, but the costs can add up. Most people compare sticker prices, then get blindsided by the expenses that show up later. If you want a smarter answer, run the total cost for 24 months, not the hype from launch week.

You do not need to be a millionaire to learn real estate. Real estate is about solving simple problems and getting paid for it. People need places to live, landlords need help running properties, and markets reward patience. If, as a teen, you learn the game early, you grow your skills and equity while everyone else is memorizing acronyms for a test they will forget next week.

The more investors trade, the worse they tend to do. Not my opinion. It's just how investing plays out. A Journal of Finance study looked at 66,465 brokerage accounts. The most active traders earned about 11.4 percent a year while the market returned roughly 17.9 percent. That gap is not a rounding error. It's important to acknowledge when developing a trading strategy.

Here’s the truth. You don't need to be the next Warren Buffett or a Wall Street prodigy to make money investing. You just need one thing most teens have more of than adults. Time.

Two of the best ways to start investing early are Roth and Traditional IRAs. Let’s break these down so you know exactly what they mean and why you should care right now.

Making money independently builds confidence, resilience, and a skillset that's priceless in the long run.

Right now, you probably have subscriptions you're paying for but haven't touched in months. That streaming service you got for one show, the workout app you opened twice, or that random digital subscription you signed up for because it had a "free trial." It's easy to forget. And the companies counting on your forgetfulness are laughing all the way to the bank.

Let's be honest. Asking your parents for money gets old fast. Sure, it’s easy, but every time you do it, you’re admitting you don’t have the hustle to do it yourself. Here's the good news. Making your first $500 doesn’t need to be complicated, boring, or even hard. It just takes a bit of creativity, some grit, and a willingness to actually get started.